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Gun Insurance Fight

The NRA has decided to get in on the self defense insurance game, much like the USCCA. NRA even uninvited USCCA from the annual meeting. I’m not really sold on the concept no matter the provider. Aside from that, a couple of people have made some decent points on why this could be a bad idea:

What if George Zimmerman had Carry Guard?

And now you have the NRA saying that liability insurance for gun owners is a good thing. And anti-gun politicians have been trying to make that required by law for a while.

15 Responses to “Gun Insurance Fight”

  1. Michael Says:

    The leadership of the NRA is starting to go seriously astray. Starting to get infatuated with themselves, and lose sight of defending our rights.

  2. rickn8or Says:

    Haven’t we just had a big fight about being forced to buy insurance?

  3. Tirno Says:

    Is this why the US Concealed Carry Association got dis-invited from the NRA annual meeting without explanation, at short notice?

    As an NRA Patron level member, I think they need to learn about the relatively benign mechanics of merger and acquisition, rather than just cock-blocking.

  4. Alien Says:

    I already have my defense attorney’s card in my wallet and his number in my phone. What I’d like is a “one stop shopping” program offering a substantial discount from a variety of competent attorneys in exchange for moderate monthly payments; while I will certainly want a very good criminal defense lawyer solidly positioned between me and the authorities should I be forced to drill a violent miscreant, the odds are much higher for semi-frequent legal consults for contracts, real estate or an accident, and estate, tax, HR, and business planning.

  5. Bill Says:

    I have Texas Law Shield. It is about $200 a year. It covers both myself and my wife. Plus I have a rider that provides coverage in all 50 states. They have a continuing education program with multiple classes every month. They are very user friendly.

  6. aerodawg Says:

    I’m with Alien. I’d be up for some sort of attorney retainer system but not insurance….

  7. nk Says:

    I don’t have it myself, but it’s my understanding that the NRA has been selling liability insurance for hunters and target shooters since at least the ’80s. https://mynrainsurance.com/insurance-products/liability-personal-firearms

  8. Crawler Says:

    What’s next, mandatory insurance coverage to ensure our inherent 1st Amendment rights?

    Like the Marx-Gruber-Obama Healthcare & Citizenry Control Act, I’ll pass on this progressive bovine excrement ponzi-scheme, too.

  9. Geoff Says:

    The insurance is voluntary. If you don’t live in a Democrat controlled city, you probably don’t need it.
    Anyway, the odds of dying by being shot by a bad guy are about 1 in 25,000.
    http://www.economist.com/blogs/graphicdetail/2013/02/daily-chart-7?fsrc=scn/tw/te/dc/dangerofdeath

  10. Fz Says:

    I think this sort of insurance attracts lawsuits like trailer parks attract tornadoes.

    It also puts a 3rd party into the discussion about your liability. Pressure to settle, just to cash the plaintiff out and ‘make this all go away’? See what that has done to medical malpractice insurance.

  11. Fz Says:

    Andrew Branca’s LOSD seminar is heavily oriented to avoiding criminal exposure in self-defense events, wonder what he has on civil exposure?
    http://lawofselfdefense.com/

  12. 8notch Says:

    I have always been wary of such programs. “He was PLANNING to shoot someone” seems like a slam dunk to the media if not to a hungry DA. The difference between prudence and pre-meditation is in the eye of the beholder. Just suck it up and pay a lawyer the nose-bleed rate if your freedom is on the line.

  13. 8notch Says:

    Besides, you want the BEST; not the guy sent over by corporate.

  14. Jay Eimer Says:

    And insurance (in most cases, haven’t checked specifics) pays after the fact. I’d rather go with Armed Citizen Legal Defense Network. Similar to LOSD in offering training to limit your risk of exposure, it then gives you legal defense/expert witnesses instead of just paying your legal bills (after pressing you to settle).

    And while the product may be good for what it is (on the surface, it looks similar to USCCA and Tx Law Shield), disinviting the latter is bad “optics”. It’s their convention, so their rules, but not good for their image overall.

  15. Rivrdog Says:

    I didn’t join the NRA to have my arm twisted to buy ANY insurance product, but 95% of the mailings I get from them do only that. Also, I’ve had excellent training provided me via 22 years in the military and 25 years as a road deputy sheriff, but somehow, all that training isn’t any good to the NRA, I need THEIR courses.

    The best thing that can be said about this scheme is that CarryGuard is a solution looking for a problem AND it puts the NRA in bed with anti-gunners, a problem for the org since Virginia State. What we haven’t seen yet is the money trail to the endorsers, and that HAS to exist…